How to Earn Points with Walmart Capital One
If you’re looking for an easy way to earn rewards while shopping at Walmart, the Walmart Capital One Card is a great choice.
With the potential to earn cashback and other rewards, this credit card makes your everyday purchases more rewarding. Whether you’re doing your weekly grocery shopping, buying electronics, or shopping for home essentials, you can accumulate points and rewards that add up fast.
In this article, we’ll walk you through the best ways to earn points with your Walmart Capital One Card. We’ll cover everything from regular purchases to special promotions and how to maximize your rewards. Let’s dive into the strategies that can help you make the most out of this credit card and earn points faster.
Use the Walmart Capital One Card for Walmart Purchases
The first and most obvious way to earn Walmart Capital One points is by using the card for purchases at Walmart. Whether you’re shopping in-store or online, the Walmart Capital One Card lets you earn points for every dollar spent. For regular Walmart purchases, you’ll earn a flat rate of 5% cashback for online purchases, and 2% cashback for in-store purchases, up to a certain spending limit.
This means that the more you shop at Walmart, the more points you accumulate. If you’re buying groceries, electronics, or even apparel, every purchase adds up. Make sure to use your Walmart Capital One Card for every eligible transaction, and you’ll quickly start seeing your rewards balance grow.
Additionally, if you’re a frequent Walmart customer, consider making larger, more frequent purchases with your Walmart Capital One Card to take advantage of the cashback rate. Over time, this will accumulate significant rewards, especially if you’re regularly buying items like groceries, household goods, or even electronics.
Maximize Online Purchases
For those who prefer shopping online, the Walmart Capital One Card offers an even better deal when you make purchases on Walmart’s website. You’ll earn 5% cashback for every dollar spent on eligible online purchases, which is a significant boost compared to in-store purchases.
To maximize your rewards, consider buying high-ticket items or essential products that you would normally purchase in-store through Walmart’s online platform. Whether it’s tech gadgets, furniture, or seasonal items, you’ll earn more points when shopping online. Plus, the 5% cashback rate can add up quickly if you make larger purchases or frequent online orders.
Walmart’s online store frequently offers exclusive promotions and deals, making it a smart choice to use your Walmart Capital One Card for these purchases. By combining sales with the 5% cashback offer, you can double up on your savings and rewards.
Take Advantage of Special Promotions and Offers
Walmart and Capital One often run special promotions that allow cardholders to earn even more points. These promotions could include bonus cashback rates for spending on specific categories, or limited-time offers that give you extra points for using your card.
Make sure to regularly check your Walmart Capital One account or your email for notifications about any upcoming promotions. These offers can vary, but they provide excellent opportunities to earn additional points on purchases you would normally make.
For example, Walmart might offer higher cashback rates for spending in categories like grocery shopping, electronics, or home goods. These special promotions are designed to incentivize you to spend more in specific areas, and they can help you earn points faster.
Use the Walmart Capital One Card for Everyday Purchases
Besides shopping at Walmart, you can also use the Walmart Capital One Card for your everyday purchases to rack up more points. Many credit cards reward you for all kinds of spending, and the Walmart Capital One Card is no different.
While you might earn higher points for shopping at Walmart, you can still earn 1% cashback on every dollar spent elsewhere. Whether you’re buying coffee, gas, or paying for a meal at a restaurant, using your Walmart Capital One Card for everyday purchases helps you continue to accumulate points.
To make the most of this benefit, simply use your card for routine expenses. While the cashback rate might be lower than for Walmart purchases, every dollar you spend still contributes to your rewards balance.
Refer Friends and Family to Earn Bonus Points
Capital One often offers referral bonuses for cardholders who recommend the Walmart Capital One Card to friends and family. If your referral leads to someone successfully applying and being approved for the card, you can earn additional bonus points as a thank-you from Capital One.
This is an easy way to quickly earn more points without having to spend more money. Simply refer people you know who might benefit from the Walmart Capital One Card and start earning extra points. Referral bonuses can vary, so check your account for the latest offers and details about how many points you can earn.
Pay Bills and Subscriptions with Your Walmart Capital One Card
Another effective way to earn Walmart Capital One points is by using the card to pay for your monthly bills and subscriptions. This includes everything from utility bills to online subscriptions like Netflix, Amazon Prime, or Spotify.
Since these are recurring expenses, they’ll add up over time. Using your Walmart Capital One Card to pay for bills means you’re earning points every month without having to change your spending habits.
If you can, consider setting up AutoPay for these bills and linking them to your Walmart Capital One Card. By doing so, you’ll be consistently earning points without the need to remember each payment.
Combine Points with Walmart Rewards Program
If you’re using your Walmart Capital One Card alongside the Walmart Rewards program, you can combine your points for even greater benefits. The Walmart Rewards program allows you to redeem your points for discounts, future purchases, or even special offers. By combining your Capital One points with the Walmart Rewards program, you can get more value out of your purchases.
Keep an Eye on Your Rewards Balance
As you continue to make purchases, don’t forget to regularly check your rewards balance. Capital One provides easy access to your account, allowing you to monitor your points and see how close you are to reaching your redemption goals.
The more you track your rewards, the easier it will be to plan for big redemptions or take advantage of promotional offers that can help you accumulate more points faster.
Conclusion: Start Earning Walmart Capital One Points Today
Earning Walmart Capital One points is an easy way to save on your purchases while enjoying the rewards of cashback. By using the card for your Walmart purchases, maximizing online shopping, and taking advantage of special offers and promotions, you can accumulate points quickly. Don’t forget to use your card for everyday purchases and refer friends and family to earn bonus points as well.
Are you ready to start earning more points? Apply for the Walmart Capital One Card today and start turning your shopping trips into rewards. The more you spend, the more you earn, so why wait? Start maximizing your rewards and saving more on your next purchase!