How to Apply for the Nordstrom Credit Card

If you’re looking to unlock exclusive shopping perks, rewards, and discounts, applying for the Nordstrom Credit Card is a great way to elevate your shopping experience.

Whether you’re a loyal Nordstrom shopper or simply looking for more rewards, this guide will take you step-by-step through the application process and help you get started.

Check Eligibility for the Nordstrom Credit Card

Before you apply, make sure you meet the eligibility requirements. Nordstrom’s credit card application is available to U.S. residents who are at least 18 years old. You’ll also need a valid social security number and a good credit score. While Nordstrom doesn’t disclose the exact credit score needed for approval, having a score of 650 or higher is generally recommended.

Choose Between the Nordstrom Credit Card or the Nordstrom Visa Signature Credit Card

Nordstrom offers two types of credit cards:

• Nordstrom Credit Card: This card can only be used at Nordstrom and Nordstrom Rack locations, both online and in-store.
• Nordstrom Visa Signature Credit Card: In addition to being usable at Nordstrom stores, this Visa card allows you to make purchases anywhere Visa is accepted, giving you greater flexibility.

Choose the one that best suits your shopping habits.

Gather Your Information

To complete the application process smoothly, have the following information ready:

• Full name, address, phone number, and email address
• Social security number (for identification)
• Annual income information
• Employment status

This information will be used to evaluate your creditworthiness.

Submit Your Application Online or In-Store

You can apply for the Nordstrom Credit Card in two ways:

• Online: Visit the Nordstrom website and find the credit card application page. Fill out the application with your personal and financial details. Once submitted, you’ll receive a decision on your application, often within a few minutes.
• In-Store: You can also apply at any Nordstrom or Nordstrom Rack store. Simply ask an associate for assistance with the application process.

Wait for Approval

After submitting your application, you’ll typically receive an approval or rejection notification. If approved, you’ll receive your card in the mail within 7 to 10 business days. In some cases, you may need to provide additional documentation if your application is flagged for further review.

Activate Your Nordstrom Credit Card

Once you’ve received your card, be sure to activate it as soon as possible. You can do this online, via the mobile app, or by calling the customer service number provided with your card. Activation is quick and easy, and it will allow you to start using your card immediately.

Monitor Your Account and Pay on Time

Once you have your Nordstrom Credit Card, it’s important to manage your account responsibly. Regularly check your balance, make payments on time, and avoid high-interest fees. You can manage your account online or through the Nordstrom mobile app, which makes it easy to keep track of your purchases and rewards.