Kohl’s Capital One: Redeem Points and Benefits

When you use the Kohl’s Capital One Card, you’re not just gaining easy access to purchases.


You’re earning valuable rewards that can be redeemed for discounts, Kohl’s Cash, and other perks.

But knowing how to make the most of these points and benefits is key to truly maximizing your Kohl’s shopping experience. In this article, we’ll walk you through how to redeem your points and take full advantage of the Kohl’s Capital One Card’s benefits.

The Kohl’s Capital One Card provides a range of exciting benefits, including exclusive rewards, points accumulation, and access to special promotions. Whether you want to save on your next purchase or treat yourself to something special, learning how to redeem your points effectively is essential. Let’s break down the key aspects of redeeming Kohl’s points and other benefits, so you can make the most out of your card.

Understanding Kohl’s Points and How They Work

Before diving into how to redeem your Kohl’s points, it’s essential to understand how the points system works. When you use your Kohl’s Capital One Card, you earn rewards points for every dollar spent. These points are tracked in your account, and the more you shop, the more points you can accumulate.

Typically, Kohl’s offers 1 point for every dollar spent with the Kohl’s Capital One Card. However, during special promotions or events, you might have the opportunity to earn bonus points. These points are credited to your account and can be redeemed for various rewards, including discounts on your next purchases.

How to Redeem Kohl’s Points

Redeeming your Kohl’s points is a simple process that can be done in-store or online, giving you plenty of flexibility. Here’s how you can redeem your points:

1. Redeem In-Store

When shopping at a Kohl’s store, you can redeem your Kohl’s points at checkout. Simply inform the cashier that you would like to use your points, and they will apply the value to your total. The points are usually worth a specific dollar amount, and you can redeem them as part of your payment.

If you have accumulated a significant amount of points, you might be able to reduce the entire cost of your purchase or apply it as a partial payment.

2. Redeem Online

You can also redeem your Kohl’s points while shopping online. During checkout on the Kohl’s website, you’ll be given an option to use your points to pay for part or all of your order. Simply log in to your Kohl’s account, and your accumulated points will be displayed along with your available balance.

When checking out, select the option to redeem your points, and the system will automatically apply the points toward your total. This process is quick and straightforward, and it allows you to save money on items you’re already planning to purchase.

Redeeming Kohl’s Points for Kohl’s Cash

In addition to using points for discounts, you can also convert your Kohl’s points into Kohl’s Cash. Kohl’s Cash is essentially a store credit that you can use to make future purchases. For every 100 points you accumulate, you’ll receive a set amount of Kohl’s Cash, which you can use to redeem discounts on items in-store or online.

Keep in mind that Kohl’s Cash is typically earned during specific promotional periods, such as during holiday sales or special events. If you have Kohl’s Cash, be sure to use it before the expiration date, as it usually expires after a short period.

Kohl’s Cash can be used on almost all purchases, but some exclusions may apply. Make sure to check the terms and conditions before using your Kohl’s Cash, so you’re not surprised by any limitations.

Maximizing Your Rewards: Special Offers and Promotions

One of the best ways to maximize the value of your Kohl’s Capital One Card is by taking advantage of special offers and promotions that Kohl’s provides. These promotions often include earning extra points during certain shopping periods, getting exclusive discounts, or earning Kohl’s Cash for every dollar spent.

1. Bonus Points Events

Kohl’s frequently runs promotions where you can earn bonus points on your purchases. For example, you might earn 5 points for every dollar spent during a special event, or get an extra 1,000 points for making a purchase over a certain amount. These events are a great way to quickly rack up points that you can later redeem for discounts or Kohl’s Cash.

Be sure to sign up for Kohl’s emails or check the Kohl’s website regularly to stay updated on bonus points events, so you never miss an opportunity to earn extra rewards.

2. Exclusive Cardholder Discounts

As a Kohl’s Capital One cardholder, you’re eligible for exclusive discounts and offers, including special cardholder-only sales events. These events typically feature additional markdowns on select items or extra rewards for cardholders who make purchases during the event.

To make the most of these discounts, always check your email for notifications or visit Kohl’s website to stay informed about upcoming promotions and sales. Taking advantage of these offers allows you to redeem your rewards faster while also saving money on high-ticket items.

Special Financing Offers

In addition to earning points and discounts, the Kohl’s Capital One Card often comes with special financing options on large purchases. If you’re planning to make a big purchase, such as furniture or appliances, you may qualify for 6, 12, or even 18 months of interest-free financing. This can help you manage your payments over time without worrying about accumulating high interest charges.

To qualify for special financing, you’ll need to make a qualifying purchase and meet the card’s terms and conditions. Make sure to review the specific requirements before making a large purchase to ensure that you can take advantage of this benefit.

What to Keep in Mind When Redeeming Kohl’s Points

While redeeming Kohl’s points is a straightforward process, there are a few things to keep in mind to ensure you’re getting the most out of your rewards:

  1. Expiration Dates: Keep track of your points and Kohl’s Cash, as they may expire if not used within a certain time frame. Be sure to redeem your rewards before they expire to avoid losing their value.
  2. Exclusions: Not all items may be eligible for discounts when redeeming points or Kohl’s Cash. Check the terms and conditions of each promotion to make sure the item you want is included.
  3. Combine with Other Discounts: Whenever possible, combine your Kohl’s points or Kohl’s Cash with other discounts and coupons for maximum savings. For example, you can use a storewide discount in combination with your Kohl’s Cash to further reduce your total.

Conclusion: Make the Most of Your Kohl’s Capital One Card

The Kohl’s Capital One Card provides excellent opportunities to save money on your purchases while enjoying the convenience of easy point redemption. By understanding how to earn and redeem Kohl’s points, as well as how to take advantage of promotions and Kohl’s Cash, you can make your shopping experience even more rewarding.

Ready to start saving more on your next shopping trip? Apply for the Kohl’s Capital One Card today, earn points with every purchase, and redeem them for discounts, Kohl’s Cash, and exclusive offers. Don’t wait—take control of your shopping rewards and start saving big today!

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