TD Bank Credit Card: 5 Benefits You Didn’t Know
If you’re considering the TD Bank Credit Card, you may already know about its basic features.
However, there are some lesser-known benefits that can make a significant difference in how you use and benefit from this card. Here are five advantages you might not have known about.
Free Access to Your FICO Score
With the TD Bank Credit Card, you get free access to your FICO score. This score is a crucial factor in determining your creditworthiness and helps you track your credit-building progress. You can monitor your score regularly, ensuring that you’re always aware of where you stand and what you need to improve.
No Annual Fee on Select Cards
Many credit cards charge an annual fee, but the TD Bank Credit Card offers several options with no annual fee. This means you can enjoy the benefits of a credit card without paying an extra cost each year, allowing you to save more while building your credit.
0% Introductory APR on Purchases
If you need to make a big purchase or transfer a balance, the TD Bank Credit Card offers a 0% introductory APR on purchases for the first 12 months. This allows you to pay off your balance over time without incurring interest charges, making it easier to manage your finances.
Access to TD Card Security Features
The TD Bank Credit Card offers built-in security features, including fraud monitoring and 24/7 customer support. In case your card is lost or stolen, TD Bank provides fast assistance to minimize risks and protect your account from unauthorized transactions.
Reward Points on Every Purchase
With the TD Bank Credit Card, you earn reward points on every purchase you make. Whether you’re buying groceries, paying bills, or shopping online, your spending earns points that can be redeemed for travel, merchandise, or even cash back. This makes everyday purchases more rewarding.