Walmart Capital One: How to Earn Cashback

If you’re a Walmart shopper, the Walmart Capital One Card is an excellent way to maximize your savings.

By earning cashback on your everyday purchases, this credit card allows you to turn your shopping trips into real rewards. Whether you’re buying groceries, electronics, or household essentials, the Walmart Capital One Card helps you earn cashback that you can use to save money or reinvest in more shopping.

In this article, we’ll explain exactly how to earn cashback with the Walmart Capital One Card, the best strategies for maximizing your rewards, and how to redeem your cashback for maximum benefit. Let’s get started!

Understand How the Walmart Capital One Card Works

The Walmart Capital One Card is designed to give you cashback on your purchases at Walmart, whether you’re shopping online or in-store. Depending on where you shop, you can earn different amounts of cashback:

• 5% cashback on Walmart.com purchases – This is the best cashback rate offered by the card, and it applies to purchases made online.
• 2% cashback on in-store purchases at Walmart – This rate is for any eligible purchases made in Walmart stores.
• 1% cashback on all other purchases – Whether you’re shopping for gas, dining out, or buying from other stores, you’ll earn 1% cashback on every purchase that’s not related to Walmart.

By simply using your Walmart Capital One Card for these purchases, you’ll start accumulating cashback rewards that add up over time.

Maximize Your Cashback by Shopping Online at Walmart

One of the easiest ways to earn more cashback with your Walmart Capital One Card is by shopping online at Walmart.com. When you make purchases on Walmart’s website, you’ll earn a generous 5% cashback on every eligible purchase.

This rate applies to nearly all items available for online shopping, from groceries to electronics, clothing, and more.

To maximize your cashback, consider making larger purchases or buying frequently-needed items like household goods and groceries. By doing so, you’ll be able to quickly accumulate cashback that can be used for future purchases.

Additionally, Walmart often offers online-only deals and discounts, which when combined with your 5% cashback rate, allow you to save even more. If you’re a frequent online shopper, the Walmart Capital One Card makes it easy to turn your purchases into rewards.

Use Your Walmart Capital One Card In-Store

Even though online shopping offers the highest cashback rate, you can still earn valuable 2% cashback when shopping in-store at Walmart.

Whether you’re picking up groceries, household items, or clothing, using your Walmart Capital One Card for your in-store purchases will help you accumulate cashback faster.

This 2% cashback rate is a great benefit, especially since Walmart has so many in-store shopping options. Simply use your card every time you shop in-person, and watch your cashback balance grow.

To further maximize your cashback while shopping in-store, be on the lookout for Walmart’s Rollback prices and promotions. These discounted items, when combined with your 2% cashback, offer an excellent opportunity to get even more value out of your Walmart Capital One Card.

Stack Cashback with Walmart Promotions and Deals

Walmart runs regular promotions that allow you to earn additional rewards or discounts when you use your Walmart Capital One Card.

These promotions may include bonus cashback opportunities or limited-time sales that give you extra savings on specific categories of products.

For example, Walmart may run a special promotion offering 5% extra cashback on certain products like electronics or home goods. By combining these promotions with your standard cashback rates, you can significantly boost your rewards. Make sure to stay up to date on the latest promotions by checking your Capital One account or Walmart’s website.

Using your Walmart Capital One Card during these sales events allows you to stack your cashback rewards, which means you can save even more money while shopping.

Take Advantage of Walmart+ Membership

As a Walmart Capital One Cardholder, you can also take advantage of the Walmart+ membership to further maximize your cashback rewards. Walmart+ offers perks such as free shipping, fuel discounts, and exclusive savings on products.

When you combine Walmart+ with your 5% cashback rate on Walmart.com purchases, you’re essentially getting even more value from your shopping. If you already have a Walmart+ membership, be sure to use your Walmart Capital One Card to earn cashback on every purchase.

Additionally, Walmart+ members often get early access to sales, and with your cashback rewards from the Walmart Capital One Card, you can save even more during these special events.

Use Your Card for Gas and Everyday Purchases

Although Walmart’s cashback rates for in-store and online purchases are the most attractive, you can also earn 1% cashback on other purchases made with your Walmart Capital One Card. This includes purchases made at gas stations, restaurants, and retailers outside of Walmart.

While 1% may seem like a smaller cashback rate, it still adds up over time, especially if you’re using your Walmart Capital One Card for routine expenses. The key to maximizing your rewards is to consistently use your card for all purchases, whether it’s filling up your gas tank or dining out.

By incorporating your Walmart Capital One Card into your daily life, you can keep earning cashback on purchases that you’d make anyway, helping you build up rewards faster.

Referral Program for Extra Cashback

Another way to earn extra cashback with your Walmart Capital One Card is through the card’s referral program. If you refer friends or family members to apply for the Walmart Capital One Card, you can earn bonus cashback when they’re approved. These referral bonuses are a great way to boost your cashback balance without spending more money.

Referral bonuses can vary, but they often provide an additional 5,000 or more points once your referral is approved. These points can then be redeemed for cashback or used toward future purchases.

Redeem Your Cashback for Discounts or Future Purchases

Once you’ve accumulated enough cashback with your Walmart Capital One Card, it’s time to think about how to redeem your rewards. You can use your cashback for a variety of purposes, including:

• Future Walmart purchases: You can apply your cashback to reduce the cost of your next shopping trip at Walmart, whether you’re buying groceries or electronics.
• Gift cards: Use your cashback to purchase gift cards to your favorite stores.
• Statement credits: Alternatively, you can apply your cashback directly to your credit card balance, reducing your overall debt.

Redeeming your cashback is simple, and you have flexibility in how you use it, giving you control over how you save.

Conclusion: Start Earning Cashback with Walmart Capital One Today

The Walmart Capital One Card offers an incredible way to earn cashback on your Walmart purchases and more. Whether you’re shopping online, in-store, or even filling up at the gas station, this card helps you earn valuable rewards on everything you buy.

By taking advantage of Walmart’s promotions, combining your card with a Walmart+ membership, and consistently using it for everyday purchases, you can quickly accumulate cashback that saves you money.

Ready to start earning cashback on your Walmart shopping? Apply for the Walmart Capital One Card today and start making your purchases work for you. The more you spend, the more cashback you earn, so don’t wait! Maximize your savings and rewards today!